In these tough economic times, what’s a traveler to do? Stay home to save money? Or hang the cost, and take that trip?

There’s another option. You can count pennies just as well overseas as you can at home. Here was one experienced traveler’s experience: a month-long trip across the Atlantic, to three popular destinations, for a grand total of less than $4,000.

Jinny Webber of Santa Barbara, California, used up a lot of frequent-flier miles for her round-trip ticket from Los Angeles to London. She had other places she wanted to visit, but she waited until she got to London to purchase those airline tickets. That was so she could take advantage of the bargain-basement “bucket shops” that specialize in low-cost international air fares to and from London, as advertised in the local newspapers. She was able to purchase a round-trip ticket to Ireland for one long weekend (Ryan Air from Gatwick Airport to Dublin for $36) and one to Morocco for a week (Atlas Blue from Gatwick to Marrakesh for $150).

During her stay in London, Jinny often got around by walking from one place to another, and on the days when her plans took her greater distances, she bought a travel pass for about $20 a day, providing unlimited transportation by subway and bus.

An avid traveler, Jinny has been to London many times, and she has friends there, eager to host her, as she has opened her California home to them as well. Her travel expenses included generous gifts for the friends she visited. On some of the days in London and nearby locales, she stayed in relatively inexpensive bed-and-breakfast places.

Her entertainment included lingering afternoon strolls through free museums, checking out art gallery openings, and going to several plays at the National Theater and other venues when inexpensive tickets were available for performances that night.

Dinners in restaurants (expensive) were interspersed with late-evening snacks in pubs. One of her favorites consisted of a mug of beer with roasted potato wedges with cheese and “leaves,” a pile of undressed lettuce - low-cost, satisfying and fairly healthy.

“I wouldn’t do that very often,” she said, “but it was both satisfying and relatively cheap.”

In Marrakesh, she and a companion stayed at a small hotel in the heart of the old town - Riad Les Oliviers - for about $40 per person for a double room.

She and two other friends also saved money by hiring a cab for a daylong outing to the Atlas mountains rather than taking an organized tour.

“That was cheaper for the three of us, and we had control over our itinerary, including a long hike,” she said.

In the coastal town of Essaouria, they had accommodations in Riad Watier that cost $60 per person, including breakfast on the roof-garden. A two-bedroom suite in the old walled city of Tangier cost $60 as well.

Travel between towns was by “Super Tours” bus, about two hours, $7 each way.

The week in Morocco, including accommodations, meals and shopping, cost Jinny about $900. For London and Dublin her cost was around $3,000, including house gifts for the friends who hosted her.